1
Tanning and "base tans"
A tan is your skin producing extra melanin in response to DNA damage. It is not a sign of health, and it is not free protection.
A so-called base tan gives roughly the protection of SPF 2–4, far less than a sunscreen, while the damage has already happened.
Indoor tanning is not safer. Using a tanning bed before age 35 is linked to a substantially higher melanoma risk, and the World Health Organization classifies UV tanning devices as carcinogenic to humans.
4
Darker skin and price myths
Melanin does give some natural protection against UV, but not enough to skip sunscreen. Sun damage, hyperpigmentation, and skin cancer all affect people with darker skin, and skin cancer is often found later, which makes it more serious.
"Chemical-free" is a marketing phrase, not a safety guarantee. Water is a chemical. "Natural" ingredients can irritate or make skin sun-sensitive.
Expensive doesn't mean better. A gentle cleanser, a moisturizer you like, and a broad-spectrum SPF 30+ cover the basics at almost any budget.